DOWNLOAD FORMS
Hours of Operation:
Monday - Friday
8:30 a.m. - 5:00 p.m.
New Hampshire
www.state.nh.us/insurance
Massachusetts
www.mass.gov/doi
Rhode Island
www.dbr.state.ri.us/insurance.html
Connecticut
www.ct.gov/cid/site/default.asp
Maine
www.state.me.us/pfr/ins/ins_index.htm
Vermont
www.bishca.state.vt.us/
WELCOME, Thank you for visiting our web site.
Immanuel Insurance Agency Inc. & Associates has been servicing the business community for over 40 years. Our office was started in 1981.
We are licensed in New Hampshire, Maine and Massachusetts in addition to having a professional trained staff. Our key personnel have over 160 years of combined insurance experience while servicing our clients. This is what has enabled Immanuel Insurance Agency to continue to grow. As an “Independent Insurance Agency” we represent 25 property and casualty companies and have access to another 30+. With our SAN associates we have a combined strength of over 250 million in premium volume. We also offer a full line of life, health and disability products. That means better coverage, at a competitive price. Because of our skills, expertise and friendly service, the placing of large or complex risks is handled quickly by our professional staff.
Our goal is to offer professional advice, service and quality insurance products to protect your valued assets. We will work with you when deciding how to best utilize your premium dollars. We pledge to respond to your communicated needs as our opportunity to serve you, today and tomorrow. Our best advertisement is the thousands of continued votes of confidence we receive from our clients with each insurance renewal.
The information contained throughout this web page is not an insurance policy or contract of insurance. Your insurance policy is an important document that needs to be read and understood by you. Every insurance policy has many important terms, conditions, exclusions and coverage limits that apply to you. Certain excluded coverage’s can be bought back or enhanced, and important optional coverage’s are always recommended. Your involvement is required in determining what coverage’s will be purchased to protect your assets. We are always willing to review your policy and available optional coverage’s to help you make an informed decision. Most optional coverage’s need your prior approval before we will include them with your basic policy. Your total insurance cost will be determined by the coverage’s, option and limits you choose. Our letters, conversations and/or proposals only provide general highlights to understanding your policy. The specific explanation of all terms, conditions, exclusions and coverage limits are contained in the policy and apply even if the policy has not been issued or received by you. No insurance policy covers everything. Your insurance policy providing coverage’s is your only binding agreement. Because policy forms are modified you need to read your policy every year carefully to confirm all coverage’s requested and desired, continue to be provided. It is your responsibility to inform us immediately of changes, corrections or needed updates to prevent unexpected gaps in coverage. Your insurance coverage will only respond to submitted claims that are covered exposures during your policy period.
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